PG Service
Usage Process
1. Service application and merchant ID issuance
2. Receipt of contract and required documents (industry-specific confirmation)
3. Payment of initial registration fee and annual management fee
4. Issuance of guarantee insurance certificate
5. Card Issuer Submall Review (Review Period Required)
6. Service opening and payment testing
Additional Services
Cash Receipt
The cash receipt service automatically notifies the National Tax Service of cash payments made by the buyer. This service allows you to issue cash receipts using card numbers, mobile phone numbers, and resident registration numbers registered on the National Tax Service cash receipt website.
[Application Method]
You can easily apply through Korpay sales representatives or Korpay's subordinate sales agents.
On-Behalf Settlement Service
At the request of the merchant, Korpay collects a specified fee to transfer to designated accounts on behalf of the merchant.
[Eligible Users]
Korpay acts on behalf of merchants who feel burdened by daily repetitive transfer tasks and merchants who find it inconvenient to use CMS and firm banking.
Electronic Contract Service
To facilitate merchants signing contracts with Korpay PG, we implement a paperless electronic contract instead of the existing inconvenient paper contracts.
Merchant Registration Agency Service
Korpay acts on behalf of agencies (sales partners) to apply for merchant registration online. For more details, please contact your sales representative.
Required Documents Guide
For New Contracts
Individual Business
2 copies of the service contract 2 copies of the service application 1 copy of the business registration certificate 1 copy of the representative's ID 1 copy of the usage seal certificate 1 original copy of the representative's personal seal certificate 1 copy of the settlement account Guarantee insurance certificate (sent by the insurance company) 1 copy of the customer transaction confirmation
Corporate Business
2 copies of the service contract 2 copies of the service application 1 copy of the business registration certificate 1 original copy of the corporate seal certificate 1 original copy of the corporate registration 1 copy of the settlement account Guarantee insurance certificate (sent by the insurance company) 1 copy of the customer transaction confirmation
Service Addition/Change
Change of Representative and Business Name
Individual Business Recontract required Corporate Business 2 copies of the service contract 1 copy of the service addition/change application 1 copy of the business registration 1 copy of the customer transaction confirmation 1 copy of the actual owner confirmation
Other Changes
Change of business registration number (individual, corporate) Recontract required Change of settlement account (individual, corporate) 1 copy of account change confirmation 1 copy of the new settlement account
Transfer and Assignment
Business conversion (individual/corporate) Corporate registration number change Change of individual business representative
2 copies of the service contract 1 copy each of the transferor's and transferee's business registration certificates 1 copy of the settlement account 1 copy of the corporate seal certificate for both transferee and transferor (individual business requires representative's seal certificate) 1 copy of the corporate registration certificate for both transferee and transferor 2 copies of the comprehensive agreement for transfer Corporate: 1 copy of the customer transaction confirmation, 1 copy of the actual owner confirmation Individual: 1 copy of the customer transaction confirmation
Service Suspension/Cancellation
Service Suspension Contract Termination
1 copy of the service suspension/cancellation application 1 copy of the business registration certificate 1 copy of the seal certificate
Prohibited Credit Card Industries
KB Card
Arbitrary input or change of payment amount Horse racing, cycling Amulets Pure gold Items, chat Artwork (over 5 million KRW) Auction, bidding Lottery Prepaid cards (including USIM)/Mobile phone subscription services Adult sites, pornography Adult products (excluding condoms, pheromone perfume, gels) Job postings for nightlife Alcohol (excluding traditional liquor) Cyber money (exceeding 100,000 KRW per transaction/200,000 KRW per day) / Not allowed if refund exists Prescription glasses, contact lenses Pet sales and information Used cars/motorcycles Firearms, swords Military uniforms and equipment (military supplies) Investment (funding) Matchmaking (dating consultation) Herbalife Bitcoin, virtual currency Stock information provision
NH Nonghyup Card
Horse racing, cycling Multi-level marketing Pure gold, pure silver, diamonds Items, chat Gold bars, diamonds, watches (over 10 million KRW) Low-priced auctions, horse racing, cycling Lottery Loan business Adult products (excluding condoms, pheromone perfume, gels) Credit card terminals Open markets (e.g., Gmarket) Pet sales and information Used cars Including mobile phone subscriptions for sales Internet shopping sales Condo membership rights Coupons (novels) Funding Gambling games Bitcoin, virtual currency
Hana Card
TEST URL (demo site) Insurance (recurring payments) / Multi-level marketing Contact information is not available Pure gold, pure silver Cigarettes, electronic cigarettes (including liquid) Lottery Auctions/gambling (horse racing/cycling, etc.) Loan consultation Prepaid cards, telephone cards (including USIM)/Including mobile phone subscription sales Adult content (adult comics not included) Adult products (excluding condoms, pheromone perfume, gels) Job postings for nightlife Alcohol (excluding traditional liquor) Businesses that require trading restrictions due to social norms (drugs) Prescription glasses Sales of live animals (over 10,000 KRW) Used cars Firearms, swords, weapons (excluding toys) Electronic passport processing (ESTA) Fake luxury goods When the Naver Pay payment window is not set up Bitcoin, virtual currency Adult underwear When mobile app is not registered in the app store
BC Card
Arbitrary input or change of payment amount High-value items (over 5 million KRW) Amulets Pure gold Items Precious metals, antiques (artwork over 2 million KRW) Rice merchants (over 200,000 KRW) Gift certificates, lottery Prepaid cards (including USIM) Adult sites, content Adult products (excluding condoms, pheromone perfume, gels) Job postings for nightlife Alcohol (excluding traditional liquor) Alumni association fees, cash Bitcoin, virtual currency (including sites that display information about Bitcoin) Including mobile phone subscriptions for sales Toys - must state that only KC-certified toy products can be sold in site content
Samsung Card
Lottery number generation services Multi-level marketing Pure gold Games (limit of 500,000 KRW per day) Rice, precious metals, membership fees, participation fees (over 500,000 KRW) Auctions, horse racing, cycling Electronic passport processing (ESTA) Adult products (excluding condoms, pheromone perfume, gels)/adult sites Cash/donations/religious contributions Alcohol (excluding traditional liquor) Lottery number generation services Bitcoin, virtual currency Fortune-telling (over 500,000 KRW) Loan business 100% online payments not allowed for offline face-to-face services Job postings for nightlife Prepaid cards, loyalty cards, telephone cards, discount cards Cyber money (over 500,000 KRW) Swords Condo membership rights
Hyundai Card
Arbitrary input or change of payment amount Multi-level marketing Auctions (low-priced auctions), gambling (horse racing/cycling) Pure gold Charging (over 100,000 KRW) Possibility of complaints Used cars Lottery Prepaid cards (including USIM)/Mobile phone subscriptions for sales (Possible if 19 years old and identity verification is completed) Adult products (excluding condoms, pheromone perfume, gels) Job postings for nightlife Alcohol (excluding traditional liquor) Bitcoin, virtual currency/related products are also not allowed for registration Prescription glasses
Shinhan Card
Lottery number generation service Multi-level marketing Pure gold Items Alcohol (excluding traditional liquor) Adult products (excluding condoms, pheromone perfume, gels) Bitcoin, virtual currency
Lotte Card
Gambling (horse racing/cycling, etc.) Adult products (excluding condoms, pheromone perfume, gels) Pure gold Bitcoin, virtual currency